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There are an enormous number of California Life Insurance companies wager to quote on your policy. As it's the State with the largest population in the country, there will be no shortage of California Life Insurance competition. With this in mind, you should compare as many California Life Insurance quotes as possible, so you can make an informed decision and get the best rates. Enter your zip code above to start comparing California's leading life insurance providers instantly on your screen with InsureWish.com
California Life Insurance
Comparison Shop for the Best Rates
There are an enormous number of California Life Insurance companies eager to quote on your policy. As it's the State with the largest population in the country, there will be no shortage of California Life Insurance competition. With this in mind, you should compare as many California life insurance quotes as possible, so you can make an informed decision and get the best rates. Enter your zip code above to start comparing California's leading life insurance providers instantly on your screen with InsureWish.com.
Life Insurance in the State of California
The State Insurance Code of California is a strict regulator of insurance companies. When it comes time for payment, this authority springs into action, ensuring that claims that are filed and subsequent payments are dealt with appropriately. Anyone who invests in life insurance is protected by a number of rules.
For example, a person that takes out a policy is allowed to change their mind without repercussions for a period of time that usually varies between 10 and 30 days. This regulation, known as the free look period allows you to cancel any policy during the allotted time for whatever reason you wish, even after you have signed the papers and committed yourself to that policy with a particular company.
If you happen to miss a premium payment, the company cannot automatically cut you off from the plan. They have to allow a grace period of no less than 30 days on all payments, only then can they cancel your policy.
Of course it is not a one way street; the insurance companies are also entitled to protection under the laws of the state. Regardless of what information you enter on your application form, the company has the right to question it for a period of up to two years to protect them from fraud. If the policy holder lies about their cigarette intake or medical condition, the company has the right to terminate the policy immediately. In the event that the consumer enters the incorrect age on the form, the insurance company can adjust payment as they see fit, but cancellation is not allowed in this instance.
California Life Insurance Resources
The California Department of Insurance keeps a vigilant watch over insurance practices, ensuring that both consumer and insurer are treated fairly.
The California Life & Health Insurance Guarantee Association is there to protect customers and make sure they receive the proper payments. They even help with payment if your insurance company is in serious financial trouble.
Find the best rates on California Life Insurance by comparing multiple online term life insurance quotes for CA.
InsureWish.com compare life insurance quotes from these California cities: Los Angeles, San Francisco Bay Area, San Diego, Sacramento, Fresno, Bakersfield, Monterey Bay Area, Santa Barbara, Chico, Redding, El Centro, Eureka, Palm Springs, Anaheim, Arcata, Arden-Arcade, Roseville, Berkeley, Bishop, Burbank, Carlsbad, Cedar Ridge, Chula Vista, Clearlake, Concord, Corcoran, Corona, Costa Mesa, Crescent City North, Daly City, Downey, El Monte, Escondido, Fairfield, Fontana, Fortuna, Fremont, Fullerton, Garden Grove, Glendale, Goleta, Grass Valley, Hanford, Hayward, Oakland, Oceanside, Ontario, Orange, Oxnard, Palmdale, Pasadena, Paso Robles, Petaluma, Phoenix Lake, Pomona, Porterville, Rancho Cucamonga, Red Bluff, Redwood City, Riverside, Salinas, San Bernardino, San Buenaventura & Ventura.
Life Insurance by State